Website Terms of use

About This Web Site

This is a web site operated by Dosh Financial Services Australia Pty Ltd (ABN 51 147 674 351) (“DFSA”), and related corporate bodies, under the domain name “www.doshfinance.com.au” (“DFSA Web Site”). The DFSA Web Site is operated on behalf of DFSA and its related bodies corporate (together called the “DFSA Group”). Your use of the information, graphics and materials on the DFSA Web Site (“Material on this web site”) is governed by these Terms of Use and the Privacy and Security Statement.

In addition to the terms contained in this document, there are also specific terms which form part of the Terms of Use and govern your use of, and access to, certain sections of the DFSA Web Site. Since you are also bound by these additional terms, you should review them wherever they are accessible by you on the DFSA Web Site.

The DFSA Web Site may contain links to other web sites operated by third parties (“Third Party Web Sites”). The DFSA Group does not endorse, or approve of the operators of Third Party Web Sites, or the information, graphics and material on those Third Party Web Sites (“Third Party Material”).

Subject to any applicable law which cannot be excluded, the DFSA Group makes no warranties or representations:

  • regarding the quality, accuracy, merchantability or fitness for purpose of Third Party Material or products or services available through Third Party Web Sites; or
  • that Third Party Material does not infringe the intellectual property rights of any person. DFSA is not authorising the reproduction of Third Party Material by linking Material on this web site to Third Party Material.

When you follow a link on the DFSA Web Site, material at a Third Party Web Site may be displayed in your browser framed by Material on this web site. This material is also Third Party Material for the purpose of these Terms of Use.

All offers to sell and statements relating to goods and services available on Third Party Web Sites are the responsibility of and given by the Third Party Web Site operator. In so far as such offers and statements are made on the DFSA Web Site, such offers and statements are made by the DFSA Group on behalf of the operator. The DFSA Group expressly disclaims acting in any other respect on behalf of Third Party Web Site operators.

DFSA may receive payments from operators of Third Party Web Sites in relation to goods or services supplied by the operator as a result of you linking to the Third Party Web Site from the DFSA Web Site.

Third Party Software

Unless otherwise indicated software downloads available via links from the DFSA Web Site are third party products. These products may be subject to a licence agreement between you and the relevant product owner. To the extent permitted by law, the DFSA Group accept no liability in respect of such third party products and the DFSA Group provide no warranty and give no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning these products.

DFSA Group Product Information and Supply

Material on this web site may contain general information about DFSA Group products and services. Unless expressly stated otherwise, this information:

  • does not constitute an offer or inducement to enter into a legally binding contract; and
  • does not form part of the terms and conditions for DFSA Group products and services.

For further information about a particular product or service please complete the e-form on the product or service page. Material on this web site does not apply to products obtained through DFSA Direct.

All applications for credit are subject to the ultimate financier's normal credit approval criteria.

Warranties

While we have made every effort to ensure that information is free from error, the DFSA Group does not warrant the accuracy, adequacy or completeness of Material on this web site. All information is subject to change without notice. DFSA recommends that you seek independent advice before acting upon Material on this web site or Third Party Material. The DFSA Group does not guarantee that the DFSA Web Site or Third Party Web Sites will be free from viruses, or that access to the DFSA Web Site or Third Party Web Sites will be uninterrupted.

Limitation of Liability

Subject to any responsibilities implied by law and which cannot be excluded, no member of the DFSA Group is liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever arising out of or referable to Material on the DFSA Web Site or to Third Party Material, whether in contract, tort including negligence, statute or otherwise.

Liability of any member of the DFSA Group for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at DFSA’s option, to:

  • the supply of the goods or services again;
  • the repair of the goods; or
  • the payment of the cost of having the goods or services supplied again or repaired.

Termination

These Terms of Use (and the agreement constituted by your use of the information, graphics and materials on the DFSA Web Site) and your access to the DFSA Web Site may be terminated at any time by DFSA without notice. All restrictions, licences granted by you and all disclaimers and limitations of liability by the DFSA Group will survive termination, however, you will no longer be authorised to access the DFSA Web Site.

Jurisdiction

Unless expressly agreed otherwise the Australian section is provided for use only by Australian residents. The law applicable to use of the Australian section and to disputes arising out of the Australian section is the law of the State of Western Australia and Australia.

Copyright in the Material on this Web Site is owned or licensed by the DFSA Group.

Except where necessary for viewing the Material on this web site on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms of Use, no Material on this web site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of the DFSA.

“DFSA”, and all associated trademarks, are trademarks of Dosh Financial Services Australia Pty Ltd.

Linking to DFSA Web Site

Please contact DFSA if you would like to place a link to any part of the DFSA Web Site.

Acceptance and Changes to Terms of Use

You acknowledge and accept that your use of the DFSA Web Site indicates your acceptance of these Terms of Use and the Privacy and Security Statement.

These are the current Terms of Use. They replace any other terms of use for the DFSA Web Site published on the DFSA Web Site to date. DFSA may at any time vary the Terms of Use by publishing the varied Terms of Use on the DFSA Web Site. You accept that by doing this, DFSA has provided you with sufficient notice of the variation.

DFSA reserves any rights not expressly granted in these Terms of Use.

Disclaimer: the information provided hasn’t taken into account any person’s individual objectives, financial situation or needs. Before acting on any information you should seek independent professional advice.